Ch-Ch-Ch-Changes

This post first appeared on March 18, 2013.  Given the tumultuous political season just past in the US, I decided to post it again.  Change comes from everyday people taking courage to do extraordinary things.

 

When I started this blog, this post was not the kind of post I had in mind. This is not meant to start any kind of political debate. Nor is it meant to place blame. It is simply something which has been on my mind due to what I’m seeing in the news. Just like every post I write, these are simply my thoughts put in writing. That said, if you have constructive thoughts you’d like to share, I would love to hear them.

Over the past couple of weeks I’ve seen a few stories in the news and read some posts on other blogs and list serves about sexism and ageism in America. The views range from Sheryl Sandberg’s view that women must rid themselves of the internal barriers to gaining power in the workplace to male nurses are paid more than female nurses because, well, because they are male. Reading through the conversations on a senior forum, the answers behind the question of ageism from this group of mainly professionals, seems to be the mindset of both the general public as well as workers in the senior care professions. As someone who is categorized as one of the point women fueling the feminist movement of the 1970’s, I say we’ve come along way, baby, but the consciousness raising ain’t done. Mindset on both counts.

So, how is mindset changed? And why is it important to change it? Well, the first answer is that old-fashioned (yes, the tools of the 1970’s are now old-fashioned) consciousness raising is what changes mindset.

I’m not talking about what is politically correct here. I’m talking about our internal beliefs brought to life each and every day through our words and actions. I’m also talking about changing those internal beliefs because it’s practical to change.

That brings me to my answer on the second question. I see sexism and ageism as being linked. And, it’s important to change the attitudes because our society has evolved, but our mindset hasn’t kept pace with the evolution.

It’s no secret. In general, women still outlive men. Yet, women, and their partners, don’t take their working and saving and, yes, contributing to Social Security, as seriously as they should.

The majority of women work today. We are also still the parent who puts aside career in favor of raising our children to a certain age before we head back to work. As a working mother, I know first hand how hard that is and how important that is. From a practical standpoint, I also know, currently, the Social Security Administration will take your 35 highest income years to compute your Social Security benefit.

I have also met many women who forego maxing out their 401k contribution in favor of their spouse’s plan. Why? Mindset. The reason many women live their old age in poverty is because they tend to take care of others before taking care of themselves.

The change in mindset starts with women just as it did in the 1960’s and ’70’s. It is up to women to demand equal pay for equal work. The fact that John Doe has been on the job longer is a red herring if Mary Doe is up to the same speed. You might even say, if Mary can rev her engine at the same rpm’s as John, without the years, then Mary may be the better qualified employee.

It’s also up to Mary to start taking care of Mary by saying to her partner, “I’m putting as much in my retirement fund as you are, Honey”. And, by the way, I need 35 years in the workforce making as much as I can, so if you die first and leave me alone, or, if we’re among the 60% who divorce, I don’t have to worry about where my next meal is coming from in my old age.

Reading the comments on ageism, I found it interesting how several people thought our society needed a Gloria Steinem or a Rosa Parks to make a stand and raise our consciousness about ageism. As someone who watched Gloria Steinem on the evening news way back in the late 1960’s, I must say she was an influence on the direction my mindset took. However, the real work was done by everyday people with the courage to stand up in the face of societal norms and say, “That’s not acceptable anymore.”

Well, people don’t age the way they used to. The reason Social Security and Medicare are in trouble isn’t because of any federal deficit or economic downturn. While the reason is a lot more complicated than this, the short and the long of it is we are living longer. We have better medical care. We have more options available to us. Seniors are more active, more involved than ever. When seniors leave the workforce, if they do at all, they aren’t going home to die. They are going on to a new, exciting chapter of their life journey. Our society has changed. Retirement has evolved. Yet, we hang onto the old stereotypes of aging and the aged — ageism.

Mahatma Gandhi is credited with the quote, “Be the change you want to see in the world.” So, if we want to get rid of sexism and ageism, it’s up to each of us to first get rid of the internal barriers preventing each of us from changing our mindset. We don’t need a Rosa Parks or a Gloria Steinem or a Mahatma Gandhi. After all, at one moment, each of them were just ordinary people willing to take action, to speak up. So, all we really need is the courage of our convictions. Catching up with our societal evolution depends on it.

Leaving The Comfort Zone

 

This post originally appeared March 28, 2013 when I was not quite comfortable with retirement.  The story of the lottery winner reminded me it takes time and effort to acclimate to retirement just as it takes time and effort at other junctures in life.

 

Earlier this week there was mention on the news of a man who won a $30 million lottery. Of course, with his newfound wealth, he left his job at a concrete company. That’s probably the first thing we’d all do. Then, we would go off on a travel log or buy the dream home or the Ferrari.

Well, within a month, this accidental retiree asked for his everyday grind of an old job back. For the millions who play the lottery dreaming of winning, this guy must seem like he’s crazy. He told his former co-workers he was bored. Bored? Are you nuts? With $30 million to spend on whatever, unless this guy has zero imagination, it’s hard for me to believe he’s bored. More likely, he was moved outside his comfort zone.

We all have a comfort zone where we feel safe and secure psychologically. Stepping outside your perceived zone can be challenging, upsetting or even exhilarating, depending on your personality. That’s what happens when you retire. Like the lottery winner, you leave behind the known, which even if your job is just a daily boring grind, offers a certain security because it’s a given. There’s security in the routine. There’s security in your work community. Even if you work with someone you don’t like, there’s security in knowing they will be their engaging selves every day, day after day. Even if your routine at work is upended, you still have a sense of security in the safety net of your work community and place.

During my 40 years in the workplace, I stepped outside my comfort zone on many, many occasions. I even worked at one company where employees were deliberately placed in positions, which took you outside your zone, if only for a while. If you were an accountant, get ready to work sales. If you were in sales, get ready to work in operations. Our CEO thought it was beneficial for people to stretch their limits. He believed if you did something new for a certain amount of time, it would eventually become routine — old hat — part of your comfort zone. Exposure to new ideas eventually make you a more resilient person.

So, at that time in my life I was stretched plenty just by doing my job. I went from working in an office 8 hours a day to flying into a new (to me) city just about every week for a year. This was a time when there was no GPS, no cell phones. At most airports you still walked across the tarmac to board your plane!

Once you reached your destination, you went to a car rental company, standing in line for your turn to rent a car. When your turn came, a customer service rep ran (and I mean ran as in at the mouth) through your choice of rental cars, pushing a couple of forms in front of you to sign, a map of the city ripped from a thick pad of maps on the counter (remember, no GPS) finally handing you a set of keys.

In the rental lot you joined other souls wandering around looking for their rented vehicle. Once you located your car, if you were lucky, you found your way out of the lot and onto the highway where your ability to read a map and drive at the same time was tested.

That was before carrying out my job in each unknown city with people I’d never met before. After the first year of doing this, my CEO was right, it became routine. My comfort zone expanded. I also learned how taking some risk, trying something new, shaking things up is actually an opportunity to grow.

 
Over the next twenty years 77 million baby boomers will step out of their comfort zones and into retirement just as Martin and I did. Most won’t have the $30 million the lottery winner-turned-accidental-retiree has. Unlike him, I’ve learned I like shaking things up. Finally getting acclimated to neither of us going to a workplace, we’re creating a new comfort zone for our lives. It’s been more stressful than we anticipated. In many ways, it’s also been more rewarding than we anticipated. One of the rewards is we can shake things up whenever we want by trying something new on our terms.

Choices. That’s what the lottery winner has in common with us – choices. With a $30 million dollar lottery win, he can pretty much choose to do whatever he wants. But, his first choice must be to step outside his comfort zone. Don’t go back to your old job, fella. Take a chance. Take some risk. Shake things up. Buy a Ferrari, shop for the dream home and get yourself a great travel agent.

What’s A Senior?

After announcing last week that I was only posting once a month, some of you wrote to suggest I re-post older blogs and others talked about searching my archives. I thought you had a good idea (thank you) and decided to re-post older blogs. This post originally appeared February 28, 2013.

 

I receive a monthly e-newsletter from an organization called care.com. Care provides all kinds of services…babysitting, tutors, pet sitters, senior care, housekeeping and more. I originally signed up with them for pet sitting for when we are away on our jaunts. Until recently I didn’t pay much attention to any of the other topics. But, a couple of days ago I received their newsletter including an article titled, “A Checklist for Aging in Place”. Thinking we intend to age in place as opposed to a retirement or assisted living community, I thought this is a must read for me. But, when the author started talking about walkers, wheel chairs, tripping hazards and the inability to drive a car, I immediately jumped to, “Wow, this isn’t me! At least not yet. I’m not a senior.”

Granted, when we built our house 12 years ago, we built it with the idea of aging in place. With an eye to the far, far away future and the help of our builder, we came up with an open floor plan one story with wide hallways, a huge walk-in shower with bench, and very few steps to the outside areas. According to a 20 year study by the US Census Bureau, 90% of baby boomers are planning, just as we have, to age in place.

But, back to the article. It made me realize there is a huge expanse of years involved when we talk about seniors. My point here is there are so many different stages a person can go through during a fifty year expanse of time that the term senior cannot possibly be all encompassing. In fact, the dictionaries I checked all define seniors as being elderly, on a pension and over either 60 or 65 years of age. Elderly is further defined by Merriam-Webster as “rather old” with synonyms like aged, geriatric, unyoung, ancient, over-the-hill (really!). As someone who goes out on my property and cuts down dead trees with a chainsaw, I do not consider myself elderly! Further, I know people in their seventies and eighties who I wouldn’t look upon as elderly. And, I doubt they view themselves as elderly.

Before age 50 I always thought of seniors as 17 or 18 year olds in their last year of high school. Then, when I reached 50 and saw how many times in our societal order of things, age 50 is referred to as being “senior” I thought this is too young an age to be considered a senior. Ditto for age 55. Now that I’m 64 and hitting my stride I question the entire use of the terms senior and elderly just as I do retiree and retirement.

As Bob Dylan, who just won the Nobel Prize in Literature at age 75, once crooned, the times, folks, they are a changin’.  According to the last census, it’s estimated by 2017 there will be more 65 year olds in the US than kids under 5. And, by mid-century there will be approximately 600,000 centenarians. So, if you become a senior at 50 and live to be 100, that’s your second half of life! Instead of seniors, retirees, elderly, this age group should be called “second lifers”. Or, maybe we shouldn’t be defined at all.

I’d like to hear your thoughts on this. Tell me, what do you think a senior is?

A Tree

 

Following this post I am returning to posting once a month.  On the off weeks I will be re-posting archived posts.  After 129 posts and nearly four years, I have written about most of the topics I wanted to cover and then some.  I’m also making a concerted effort to focus on the writing of my book.  I’ll still be here, just not as often.  Thank you to everyone who has continued to follow kathysretirementblog.  I couldn’t have done it without you!  See you next month.  K

 

A Tree

A Tree

Right after retiring someone related a story to me about a man who was obsessed with a tree in his yard. Yes — a tree. He was unhappily retired filling his days with nothingness. He left all of the household chores to his wife and spent most of his day puttering in the yard or watching TV. Presumably out of boredom, he fixated upon a dying tree. The tree was a huge shade tree, an oak, I think. It towered above his house, so that if it fell, it might land on his roof causing considerable damage. Yet, the man, who had the money to do so, didn’t have the tree cut down. But, he talked to everyone he met about his worry over the tree.

The story, related to me by someone who continues to work today, obviously stayed on my mind. At the time the story struck me as a dismal example of someone who chose not to create a fulfilling retirement agenda. The storyteller saw it as an example of what retirement is for most people. From time to time I see this person and they are amazed at how rich my retirement life is. Sadly, the man obsessed with the tree is still obsessed with the tree. No decision to remove the tree though it is now dead and no decision to make changes in his life in order to create a rich retirement life.

To me, the tree is a metaphor for this man’s life. Maybe he sees it that way, too. Maybe he thinks if he cuts it down, he’ll be cut down, too.

Most of you who write me are apparently enjoying a fulfilling retirement life. Some of you are enjoying retirement despite setbacks due to a spouse’s death, a financial crisis, disease or accident. Retirement is hard. Especially if you were used to someone telling you what to do every day or you worked within tight guidelines. Freedom is not as easy as we thought. And life still serves up curve balls. Sometimes we encounter a block where we get stuck in life, replaying a routine again and again like the old broken record, like the man with the tree.

Currently, I’m dealing with my own block of sorts. I’m on my third try at writing a retirement book. Third times a charm, you say? Perhaps, but only if I am able to move beyond my fears. The book is at least sounding better — not as boring as the first two attempts. However, I am still held back by my fear that it will not be interesting, I will not say anything new and no one will buy it. All of us have blocks at some time or another. My mode of operation is to keep moving as I’ve learned action results in a reaction leading me to more action. Eventually, I will do something to take me forward.

For anyone not sure of how to get unstuck, this week I added a new website to my Blog Roll — http://www.melodycoach.com. There is nothing in this for me. I am throwing it out there to help those who have written about not knowing how to move forward to a more fulfilling retirement.

Melody Romeo (love the name) retired last November from her forty-year private practice as a therapist. There is no better way for her to spend retirement than to continue helping people by coaching them toward their retirement dreams. Melody uses evidence-based Energy Psychology, an assist that taps into the energy pathways between the mind and body. Through research over the last several decades we know there is a mind/body connection. As my doctor told me a while back, “The majority of people in hospitals are there due to stress related illness.” Stress can make us sick. Worrying about what to do with your retirement time can be stressful. If you have tried other methods and failed or if you have tried nothing at all and are looking for something to try, perhaps a coach can get you moving forward.

Whatever you do, please don’t become the man sitting on the couch in front of the TV looking out the window obsessing on a dead tree. Get someone in to cut down the blankety-blank tree and move forward with your life!

I Don’t Know What I Don’t Know

Last week’s post “You Don’t Know What You Don’t Know” received a lot of comments. One of the comments came from Nancy, who cited a book another reader mentioned in an earlier comment. Nancy is reading the book and highly recommends it.

After reading some reviews of the book, I decided to pass the information on to everyone as it looks like it can help you find your path in retirement. Deanna originally mentioned the book back on June 11 in a comment and I thank her for that. Although Nancy picked up on Deanna’s comment, I obviously missed the import of the book. Ain’t that a kick in the pants! This scenario reminded me I don’t know what I don’t know and need to keep my eyes, ears and mind open.

The book, “It’s Never Too Late To Begin Again — Discovering Creativity and Meaning at Midlife and Beyond” is written by Julia Cameron. It should show up in my mailbox today, so I have not read it — just reviews and parts of it online.  I did read her book “The Right To Write”.  Cameron, 68, is an artist. Stop right there. The book is not about becoming an artist although there are many, many forms of art and you may end up finding one you like. Cameron is also a creativity teacher and her books include exercises and prompts for helping you figure things out.

In the introduction to this book, Cameron tells us why she wrote it. I think this will resonate with some of you as it did with me.

“Twenty-five years ago I wrote a book on creativity called The Artists Way. It spelled out, in a step-by-step fashion, just what a person could do to recover — and exercise —their creativity. I often called that book “The Bridge” because it allowed people to move from the shore of their constrictions and fears [self-imposed limitations] to the promised land of deeply fulfilling creativity. The Artists Way was used by people of all ages, but I found my just-retired students the most poignant. I sensed in them a particular problem set that came with maturity. Over the years, many of them asked me for help dealing with issues specific to transitioning out of the work force.”

Cameron goes on to describe the book as her attempt to answer the question we all have about this stage of our lives, “What next?” Along with the many forms of art, there are also many forms of creativity. No matter what your career consisted of doing, from engineer to fashion designer, you engaged in creativity in some way. I was a banker and real estate executive yet business required a certain amount of creativity to get the job done. Inventing your retirement life will also take a certain amount of creativity on your part. Cameron’s step-by-step approach may well help you figure it out.

One of the steps involves memoir writing. This exercise is not to make you into a writer. It is there to put you in touch with your life experience. It’s in keeping with my advice to re-visit your childhood self. About 18 months ago I took a memoir writing class. Since than I’ve taken several other writing classes and continued with memoir writing. Why? Because it caused me to drill down into my past and excavate so much of myself buried under a lifetime of working. It helped me remember me. It helped me to fully transition from work to retirement. I regret not passing this piece of wisdom on to my readers earlier. It took reading the reviews about Cameron’s book for me to realize what a gem this exercise is for finding out who you are and who you want to be in your third stage of life.

That said, if you do read the book, I would love to hear what you think and if it did indeed help. As always, I love to hear from my readers. You often pass on wisdom or information such as this and that helps all of us. A great big thank you and hugs to Deanna and Nancy!

Phase 3

Looks like it’s time for another pep talk. I’ve received some questions recently about retirement disillusionment. It’s what gerontology professor Robert Atchley called Phase 3 or the Disillusionment Phase of retirement way back in the 1970’s when retirement was the last thing on my mind. I was in my twenties then. Settling in, or so I thought, to a nice predictable life. You know what I mean — nice husband, kids, house, mortgage, a steady job with a career path. Yet, I was restless. I was bored. I was even depressed. I was in the very same frame of mind Atchley describes as the Disillusionment Phase in retirement!

How did I change the dynamic back then? I took some risks. Actually, Martin made the first move, deciding to go back to college. We ended up in Michigan, where my order of the day was to make enough money to support our young family while he finished school, working only part-time. After receiving two job offers where I would continue as a bank loan officer at a salary that wouldn’t support us, I decided to turn them down and cast a wider net. The fish I hauled in didn’t look like much at first, but it paid more than I had made on my last job. Within three years after taking this risk I was making nearly three times what I made in banking. After accepting a job transfer, we were living in Seattle. I was jetting around the country, which turned out not to be so good for my family. But, all in all taking a risk changed the trajectory of our lives.

It also changed my mindset about life and living. For example, no risk, no reward. Failure can be a catalyst for success. When opportunity knocks, for goodness sake, answer the door! Recognize your personal outliers. And, of course, my favorite — put your dent in the universe.

Retirement is no different, than any other time of your life. If you want to move beyond disillusionment, take some risk. As Charles Darwin said in another favorite reminder of mine, “It is not the strongest of the species that survives, nor the most intelligent that survives. It is the one that is most adaptable to change.”

Remember, retirement is a big change! You don’t just wake up and find yourself adjusted to a new lifestyle after living thirty, forty, fifty years in a work routine. And, cut yourself a break. Don’t be so hard on yourself. If you feel some disillusionment with retirement, you are not alone. Atchley believed most retirees would experience some disillusionment, if only for a short period of time. I agree with him. And, so what if you do feel some disillusionment? If you take action to get yourself out of that quandary, the action you take could change your life for the better.

The only place to go is forward. Going backwards, as in going back to the same old grind, is not the answer. If you are uncomfortable meeting new people, go find some new people to meet. If you don’t think you are a hobby person or a craft person or an artist, go find a hobby, a craft or an art class to take. If you don’t think you would like volunteering, go find a charitable organization or hospital and sign up for a day of volunteering each week. If you are not physically fit, find a park to start walking in every day, feed the ducks in the pond or try fishing. Take some risk. Cast a wider net. You never know what type of fish you’ll haul in unless you try.

Six Ideas For Finding Your Retirement Life

Part of my retirement identity

Part of my retirement identity

Research in several western countries tells us that people who enjoy the most success in reaching retirement happiness are also those who enjoyed a work/life balance. In other words their entire identity did not hinge on their work or work title. They were deeply and passionately involved in their off time with hobbies and interests. When they retired, they had a safety net of activities to continue full-time in retirement.

In our “what do you do” society, someone who hitched their identity to their work title may have a tough time kissing that title goodbye because with it goes their sense of purpose and worth. I’ve written about the importance of finding a new purpose and meaning in your retirement life. Some of us can be totally happy doing whatever life dishes up each day. Most of us need a sense of purpose. Something we care about deeply and passionately.

For example, wherever I lived I built and left a beautiful garden. Even after putting in a ten-hour day at the office, there were times when you could find me at work in the summer garden when darkness fell. Martin would teasingly ask if he should bring me a flashlight or was I coming in for the night. Decades later, I still feel the same passion for gardening.

I’ve talked to many, many retirees who have a full calendar. Yet, they are still not happy. That’s because busy work doesn’t cut it for them. They may be the ones who, if asked “what do you do?”, will surely tell you all about what they USED to do. They will trot out their old work identity like a trick pony, bragging about all their accomplishments, living in the past. These folks need to get a life! A retirement life.

There’s a part of me that wants to say, “If you haven’t found your passion yet, you probably never will.” However, there’s another part of me that believes people who were workaholic probably focused so much on their work they never saw, or perhaps ignored, their cues for passionate work. Now, they are stuck. Stuck in retirement with no place to go.

If you are stuck not knowing how to go about finding your retirement life, here are a few ideas to get you unstuck.

1. Most people have a bucket list of activities they wanted to do in retirement. These are usually the things they always wanted to do, but never took the time to do, because they were too busy working. Then, they retire and still don’t make the time for these activities. I’ve listened to several people who tell me chores gets in the way!!! What!? You have time to do the dishes but none to smell life’s roses? Be brave, macho, you go girl or guy, pretend you’re Nike — Just do it! The dishes can wait.

2. Learn to recognize self-imposed limitations and send them packing. If you find yourself saying things like, “I don’t think I’d like that” or “I know I’m not good at _________ (you fill in the blank)” or “my friends and family would think I was crazy to try that” or any one of many other forms of self-imposed limitations, stop the negative talk in your head. Kill off the “yeah buts”. Replace them with “YES I CAN!”

3. Go back to your childhood. You spent the first eighteen years of your life trying something new and learning all the time. Learning and experiencing was a full-time job. What did you like doing as a young person? What got you excited? What got your heart pumping and put a smile on your face? It’s no secret I loved writing. That’s the passion I reignited in my second childhood also known as retirement. Revisit your early years for clues about what might rev your engine now.

4. Realize it’s never too late. There are people out there in their eighties and nineties who are living their dreams. You, too can become one of them if you follow your heart instead of your head. Change your attitude to one of seeking your passion. Then, invoke numbers 1, 2, and 3 above.

5. Stop trying to fill up the calendar with busy, busy. Sometimes, the most important activity we can do is nothing. All stop. And listen. If you are constantly creating white noise in your life, how can you possibly hear your own heart beat? Sometimes I just be. No reading, no writing, no gardening, no classes, no working in the woods, no lunches or dinners with friends, no visits with family, just nothing. Nothingness. Just sitting with myself, me, my real self and letting whatever comes in, come.

6. Get yourself some business cards and put your new title on it. I got cards when I started this blog shortly after retiring. I listed myself as a Writer/Blogger. Be inventive. You could be World Traveler or Life Adventurer or Seeker of Fun or RV Road Warrior or Golfer Extraordinaire or Textile Artist or History Buff or Second Childhood Experiencer or whatever you fancy yourself.

Ultimately, you are the only person responsible for your happy retirement. You can do this by living with purpose to find purpose. Research has also shown us the happiest retirees are self-directed, self-motivated. No one has to tell them what to do with their day or their life. I like that. Retirement is a gift. Unwrap it. You might be surprised by what you find.

It’s Not All Doom And Gloom

 

There are benefits to aging. It’s not all doom and gloom.

Currently, I’m dealing with a situation again that eight years ago made for a lot of angst in my life. Today, the second time around, it’s not exactly ho-hum, but I have the attitude of ‘it is what it is’. I slept through the night, no tossing and turning over possible outcomes. Sitting here this morning, relaxing with my mug of coffee and surrounded by three of my zen masters (read cats), the benefits of aging is on my mind. Here are a few of my thoughts:

1. The words “life’s too short” take on real meaning. While I used to mouth those words, my type A personality couldn’t stop thinking about how to mitigate a given situation. With age I’ve come to understand what I can control and what I can’t. I control what I can. The rest I leave fluttering in the wind without worry.

2. I’m grateful for the ability to experience aging. We all had people in our lives who didn’t make it this far. Disease or accident claimed their lives early. My oldest brother was killed in a car accident. He will be forever twenty. Old age is a gift.

3. I care a lot less about what I wear and how I look. Oh, I still take care of myself. But, my wardrobe consists mainly of t-shirts, jeans and comfy shoes or sandals. When I worked, along with business attire, I put on full makeup every day, styled my hair. Now, I throw on some mascara and blush if I’m going out, pull my hair back into a ponytail and off I go. And, I let my hair go grey. Twenty years ago grey hair and wrinkles bothered me _ no more. I’m free!

4. Along with the confidence to sport grey hair and wrinkles, aging has brought more confidence in general. I was always a decision maker. No sitting on the fence for me. But, with age I am more confident in my decisions as being the right ones for me. I’m concerned with what my husband thinks and how my decisions affect him. Otherwise, I don’t think about it much. No one knows what’s best for me like me.

5. Speaking of decisions, there are fewer to make. Life is less complicated. I have fewer roles. Other roles have changed. My working self is gone along with concerns about the company, my employees, my manager, my time, my commitment, my dress and my decisions. While I’m still a mother, my children are adults, on their own. I’m a grandmother who can enjoy that role without most of the demands of parenting.

6. I no longer live for the weekend. Every day is Saturday. My favorite days are Monday through Friday. Those are the days of the week when I like to go places. I don’t have to deal with crowds. I can avoid rush hour traffic. Rarely do I have to stand in a long line to check out at a store, get a good table at a nice restaurant or see a show. I can sleep late if I feel like it or get up early if I feel like it. I make my schedule based upon my preferences.

7. I want less stuff. I need very little.  I’ve figured out what’s important in life and it isn’t the accumulation of things. Relationships with my spouse, family and friends are important. My cats are important.  Doing the activities I enjoy is important. Giving of my time and myself to someone else is important.  All of this is more important than any material thing I could acquire.

As I sit here finishing my coffee, these are a few of the benefits to aging I thought of. What are the benefits you see in your life?

Don’t Trust Anyone Over Thirty

I wrote this post, then I received an email from AARP with a link saying, “Let’s Stop Fighting Age and Start Fighting Ageism #DisruptAging” (http://www.aarp.org) . Wow! It’s nice to know I’m on the leading edge but AARP put a much finer point on it. I invite you to read my take on ageism and visit their site as well.

Somewhere around age twelve or thirteen, the saying, “don’t trust anyone over 30” entered my consciousness as my world, with The Beatles sound track playing in the background, erupted into a free speech, civil rights driven, bra burning disdain for the older, established members of the population. While I only watched from afar as the counterculture unfolded on the nightly news, still it’s no wonder I’m a bit of a cynic about the attitude toward aging today. Baby boomers created this youth culture. It is up to us to change the attitude.

It was on my twenty-fifth birthday when a much younger nephew quipped, “Wow! You’re a quarter of a century old!” While that gave me reason to stop and think about my aging, when thirty did finally appear on my calendar, I sailed through without giving it a thought. I was riding high at the time, successful, respected. Then forty arrived with a neighbor giving me a pot of dead flowers and an “over-the-hill” card. Even so, I still wasn’t feeling as if I was over-the-hill, washed up or any of the other negatives attached to aging.

Nearly another quarter of a century has passed. Now, I do notice _ ageism exists and is sometimes directed toward me. Even the medical profession tells me how I’m in really good health and shape “for your age.” In our youth driven culture my silver hair receives lots of strange looks. There was the bank manager who told me I needed to be quiet while she asked the questions. She couldn’t believe I didn’t have my account number with me. As she treated me like a naughty child, she stared at the top of my head instead of my eyes. Did she think my gray hair equated someone who should be carrying a checkbook instead of a debit card? Did she really think I could be treated without courtesy and respect?

Wondering if ageism really is entrenched in our society, I began researching and reading. Psychologist Becca Levy, PhD, assistant professor of public health at Yale University did a study, which caught my attention. In her study of people over 50, she found those with more positive self-perceptions of aging lived 7.5 years longer than those with negative self-perceptions. Her conclusions point out that negative stereotyping of aging members of our population shorten lives!

We don’t tolerate racism or sexism in our society but we tolerate ageism. Everyone, at least everyone who is lucky, will be aged someday. It seems like only yesterday that Chet Huntley or David Brinkley announced in my parents’ living room the idea of “don’t trust anyone over 30.”  Yet, here I am fifty plus years later, way over thirty and experiencing this gnawing feeling of being discriminated against because of my age. Because of the sheer number of baby boomers, ageism may become the civil rights issue of the coming years.

In that vein and for the record, let me say I am tired of being told I look good for my age. I’m tired of being told I look good for someone with gray hair. I’m tired of being told my addition of pink or blue hair chalk is not age appropriate. Ditto for my leggings, crazy socks, reptile print top and animal print flats. I’m tired of being told I’m aging gracefully. I’m tired of being told I am tech savvy for my age. I’m tired of being told my being tech savvy makes me like “the young people.” I’m tired of being asked if I’m sure of what I recall about a situation. I’m tired of being called “honey”, “dear”, “sweetheart” and “darling”. I don’t know what happened to my real name or even “ma’am” but since I turned 60 and stopped coloring my hair, it seems to have vanished into endearments from complete strangers at the stores, banks and wherever.

As AARP says, “Enough.” Yes, I am tech savvy just like the majority of people over 50. I’m also creative, physically active, mentally and emotionally engaged and my memory still works quite well, thank you very much. Despite my introduction into the “don’t trust anyone over 30” mantra of the 1960s, I also have a very positive view of aging. I feel like I am at the height of my abilities. After a shaky start to retirement, I’ve found my niche. I’m having the best time of my life, feeling more empowered, more confident, more inspired and wiser than I’ve ever felt. I have choices beyond what our culture traditionally dishes out to aging people. The last thing I need are naysayers raining on my parade.

Now, what can we do to change the overall view of aging? We can change it by adopting a positive view of our aging experience. We can educate by not tolerating negative stereotyping _ ageism. After gathering my identification and walking out on the bank manager, I later told her supervisor, my treatment was inappropriate and won’t be tolerated. Fortunately for my bank it was an aberration so I’m still a customer.

Similarly, I told the last thirty something store manager who called me “dear” that the only man with my permission to use endearments instead of my name is my husband. The manager’s bug-eyed, surprised stare and apology tells me he won’t be calling any woman, young or old, “dear” in the near future.

I’ve spoken to plenty of people my age or older with similar experiences who refuse to say anything about ageism. Along with complaining to me, I’ve heard all the excuses for why they don’t complain where it matters, from they don’t want to make a fuss to it won’t do any good to complain. If we are to end ageism, making a fuss is one of the things it will take to do so. Speaking out is what it will take just like it did in the 1960s. We have the numbers to do some good, to change the stereotypes. Educating people is key to achieving a change and the educating starts with us. #DisruptAging

AGING IN PLACE

In recent months I’ve been contacted by a few assisted living communities asking me for an endorsement. As those of you who follow my blog probably already know, I intend to age in place. Aging in place means you age in your home with some support services, not an assisted living or nursing home community. This is a growing movement, especially among baby boomers like myself. I like having control over what I’m doing in life. The idea of giving up control to an institutionalized home environment run by a staff with rules and policies to be followed is not my idea of independent living. While it’s not always possible to stay independent to a degree and these facilities serve a real need, they are also expensive. One family seeking assisted living for a relative recently told me about a community, which cost $10,000 per month! How many people have $120,000 a year to spend on housing and care for the rest of their lives? I think very few can afford that kind of money. Since assisted living and nursing home communities have experienced a decline in population over the last ten years and baby boomers, true to form, want to stay as independent for as long as possible, I think it’s a good bet the decline may continue. The question then becomes, “What must we do to successfully age in place?”.

The first requisite is good health. If you take care of your body when you’re young, your body will take care of you as you age. Good health is the number one reason I recently lost some pounds – 18 at last count. I’ve reached my goal, satisfied my doctor and feel more optimistic about my ability to age in place. Weight isn’t the only issue, however. Good health covers a lot of territory. Being healthy physically, mentally and emotionally means more than popping a multivitamin and eating a healthy diet. Both your body and mind must stay agile. Remember neuroplasticity? If we are to age in place, we must have the mental capacity to know when to do what as well as the physical acuity to perform routine activities and avoid falls. Keep moving! Both body and mind. And, monitor your health along with your physician. Being proactive about your health is the best preventive measure you can take. On the emotional end of the good health spectrum, we must be engaged with people. People who age successfully no matter where they live, have close ties to other human beings. They feel a sense of community. They cultivate relationships with family and friends. This may become more of a challenge as we age. It’s a fact of life that eventually we all die. As we lose friends or family, it becomes important to watch ourselves for depression. It becomes even more important to continue the deep relationships that remain as well as take part in community activities to find new friends, young and old.

Most aging in place articles I’ve read are centered upon the home environment. Staying in the home we’ve lived in is a source of security, a feeling of independence and control as we age. That’s the number one reason to stay in your home. However, the home must accommodate our physical needs in such a way as to offer a safe haven. This is the second requisite for aging in place. If you are living in a large home with stairs, all bedrooms on the second floor, a huge yard to keep up, a basement level or stairs just to enter the house, you need to assess whether aging in this particular place is possible for you. When Martin and I built our house eleven years ago, it was built with the idea of aging in place. Never having owned a really large home anyway, this one is just a tad bit larger than the average American home of 2,000 square feet. The floor plan is an open one story so if wheel chair or walker become necessary, we can negotiate the rooms without any problem. With the exception of the two secondary bedrooms, the flooring is either hardwood or tile. The one area rug can easily be removed to prevent tripping as we age. There is no tub in the master bath – only a large walk-in shower with a seat. We tried to think about what it would be like to age in this house. As you can see, with some planning, even an existing house can be retrofitted to accommodate your needs for aging in place. I know realistically we will need to hire someone to do the yard work around the house. Just as we will eventually need someone to clean inside, do laundry and maybe cook some meals.

That brings me to the third requisite for aging in place. Services. We’ll need in home help. In the last 50 years, we’ve done a better job at providing community and government resources to support the care of our aging population. With the sheer numbers increasing due to the aging of baby boomers, those support systems will likely be strained. I believe technology and good old-fashioned ingenuity will help fill that gap. I also believe as health care improves so will our chances of remaining independent longer. We are currently seeing the advent of cars, which drive themselves. What a boon to an aging population not willing to relinquish their independence, car keys or driver’s license. We already have improved home security services with speakers in the ceiling and remote emergency buttons. APPS listing and connecting us to resources in the community already exist and are sure to increase and improve. Companies now in the business of offering home care will find new, improved ways of meeting the need. And, new companies will be created. This is an opportunity in many ways.

Aging in place has a lot of parts to it and is not a one size fits all. It requires a lot of thought and planning. You, and only you, know how you want to age and what fits with your individual needs. What I’ve shared with you here is just the basics as I see them. If you haven’t thought about it, now is the time to think about it and make any necessary changes to your lifestyle. Taking a proactive approach now and preparing for the future will allow you to age in place on your terms.