Wisdom

 

Six years ago today I woke up officially retired from the workplace, a new identity waiting to be formed.  Yes, six years!!!  And what a six years it has been.  

Prior to retiring I received lots of advice, most of it very useful wisdom, from people already enjoying a life filled with options of personal choice.  Whether you are now retired or looking forward to it in the future, these nuggets of insight are worth repeating.

The first piece of wisdom came from a couple I volunteered alongside at a local farmers market.  I still remember his face when he told me, “Guard your time jealously.”  In the moment I didn’t realize how many people would be looking at me as a person who needed for them to fill my time.  I found myself thinking of him and his advice again and again as well-meaning acquaintances, friends, even strangers, tugged at me to volunteer or join their organization of choice.  This is your time to use as you choose – guard it jealously!

That said, another piece of advice was to give some of your time to a cause you care about deeply.  I was already giving my time to volunteering at the agricultural extension’s information booth at the farmers market.  So, that one was easy for me.  That was my organization of choice.  I educated.  I taught people how to grow food, to create spaces for butterflies, bees and birds.  I helped people make their gardens and the Earth a better place.  It was fun.  Find a cause where you willingly, happily and whole-heartedly give your time and your being.

That brings me to doing something you love.  Whatever your lifelong hobby, now’s your time to enjoy it even more than ever.  I know people who golf or play tennis several times a week, spend more hours acting at the community theater, make their garden into a show place around their home or turned their art into a source of income.  Whatever it is up the ante.  Keep doing it at a quantum leap.

Then, try something you always wanted to do, but didn’t have the time.  Retirement affords the opportunity to start something new, fresh, fulfilling a dream.  For me, that was taking up watercolor painting.  I wasn’t good at it and didn’t enjoy it, but it led to other art mediums I do enjoy.  With retirement you can start anew as many times as you wish.  This is your moment for adventure!  Failure is o.k.  As a bonus of my adventures, I’ve met many other retirees in daytime art classes.  Some became new friends.

Speaking of friends, realize that many of your friendships will be altered.  The people who are still employed may drift away as your identity evolves.  Or you may drift away from them as you find new acquaintances with a shared interest and time frame.  Your social life will revolve around a daytime persona that is different from the work you.  Be open to meeting new people.

Along with the advice of guarding your time jealously, the second piece of wisdom the couple mentioned above dispensed, “Give yourself two years to adjust.”  It took all of two years and then some for me to settle in.  Others may take no time at all.  It depends on a lot of variables, such as your personality, your attachment to the type of work you did, how you left work – forced out, disability or planned exit, your retirement activities, your mental view and emotional feelings about retiring.  Two years.

Lastly, retirement is an opportunity.  It is not the dictionary definition of ceasing to work; it’s serendipity – the chance to do the kind of work you want to do.  It’s the possibility of tapping into your reserved longings, the savoring of freedom to use your time as you choose.  It’s the prospect of a fresh start in life.  And, I hope this shared wisdom helps you to do just that.

Values

Last week someone I barely know leaned on me. Not physically, but mentally and emotionally. As they expressed their values to me in a one-sided conversation of what I “shouldn’t do” with my life coupled with what I “should do” for them, I was reminded of one of retirements’ greatest gifts — the ability to be true to your values like no other time in life.

We’ve all heard the old saying, “Sometimes you have to go along to get along.” To me, no setting requires that more than the work arena. In that venue I would have tried to talk to the above person in the interest of getting along and may have gone along, choking down their shoulds and shouldn’ts. Workplace politics would oblige at least an attempt to give my viewpoint and clarify my perception of their two cents, even as they cut me off mid-sentence.

Fortunately, work days are gone, so I just smiled as I said, “Have a great day!” and walked away. Even in retirement, we don’t completely escape others who want us to adopt their values. But, we can choose to take action based on our values.

While I try not to be judgmental (it’s hard), I also consciously surround myself with people who respect my values and are willing to listen to me as well as me listening to them. Not people who think the same as me. I detest group think (ohhh…there’s the judgmental me). I do my human best to be tolerant of my cohorts’ values. Mutual respect is the foundation of any relationship. That starts with acceptance of our differences, our values and our boundaries.

I have a good friend who I meet with for lunch — she dubbed it ‘munch and chat’. While we have much in common, we don’t always agree. We come from different backgrounds and life experiences. However, we have mutual respect for diverse opinions, making our conversations interesting and our friendship genuine. It speaks to my values of acceptance, trust and respect.

Long, long ago in the 1980s I took a new age type program called Context Training. Everyone at the company I worked for had to take the course. During the three days of seclusion and soul-searching, I learned how our values are created by the context of our life experience. Our values then enter into our decision-making from moment to moment, just like my decision to walk away from the person above or my decision to write this piece today.

Think about what your values are. What is important to you? Knowing what you value provides direction for your life, retired or not. For those of us who retire, leaving work identity behind, understanding and embracing our values, supplies us with a map for our retirement identity. Our values help us create our future.  For example, I value creativity, so it comes as no surprise that I enjoy writing, gardening and drawing. Those make up the three central personal activities of my retirement days.

In my experience, when I find myself dragging my feet to do something with or for someone else, it’s because I’m not being true to my values. If I find myself unhappy, it usually has something to do with ignoring my values. A large part of our happiness quotient comes from being authentic.  Retirement offers the perfect time for us to be exactly that.

Ahhh – Autumn

Sun rises over the mist

Though autumn won’t officially start for another couple of weeks, Labor Day often marks the end of summer. If the kids aren’t already back in school, they will start this coming week after a final summer hoorah of barbecues, clam bakes or camping trips. While the smells of freshly polished linoleum and cleaning fluids will greet them next week, those of us on the other end of the age scale can plan our fall travel. The younger set, with or without children, have most likely already taken vacation and are back at school or work.

Even if it’s in our own backyard, we are most likely to find parks, beaches, museums and shops less crowded. For the adventurers among us, roads and airports will be less traveled and hotels and airlines offer up lower rates. Those of us not tethered to school calendars can take advantage of this season before the holidays set in.

Hearts-A-Burstin’ autumn berries

Last week Martin and I made a trip to Michigan to see our daughter’s family before the grandkids return to school next Tuesday. To our pleasant surprise, both the drive to and from was light traffic, as many other states including South Carolina have started the school year already. Interstate highways were free-flowing with no backups or slow downs, even around major cities. The hotel in Lexington, Kentucky, where we overnight half-way, was filled with business travel types. Not one family with children crossed our path. I had the pool entirely to myself.

In Michigan the nights were cooling, prompting me to need a flannel shirt. The blue water lakes chilled along with the fading summer. Yet the days were still mildly warm — a welcome respite for a heat-ravaged southerner.

For retirees unencumbered by work schedules fall can be a great time to travel. The weather is beginning to cool, even here in the South, bringing with it seasonal color changes in the mountains and foothills. We enjoy getting to the Blue Ridge Parkway during the week before the lines of weekend leaf peepers clog the roadway. Fall wildflowers of aster, joe pye weed and wild sunflowers still flourish. This weekend the Apple Festival in Hendersonville, NC ushers fall with a new crop of crisp apples, so recently picked a bushel can last weeks.

Spiderweb showcases the last flowers of summer

While in Michigan, we saw an ad on TV for Myrtle Beach, SC. While we have fall color and cooler nights in our upstate mountains, the beach beckons with still warm ocean water, no crowds and lower hotel rates. The first time Martin and I visited South Carolina was at Hilton Head Island in September. With a beachfront hotel, few other sunbathers around the pool, I relaxed on a chaise lounge, putting up my little red flag to attract an attendant for a drink or a snack after strolling the near empty beach. It was paradise all to ourselves.

There are also seasonal perks to enjoy with fall travel. Fall art festivals abound along with farm stand produce, apple cider, local honey, hay rides and bonfires. Besides fall color, botanical gardens and arboretums offer serenity as you enjoy nature in solitude or close to it. The sounds of geese flying south can be heard. As Martin and I drove out of Michigan early Tuesday morning we noticed the morning mist as the cooler nights and warm days produce the fog heralding autumn.

Fall is a favorite season for travel. Fewer crowds, lower prices, cooler weather and still plenty to do from bicycling to hiking to lolling on the beaches or climbing a mountain trail, natural beauty abounds before the winds of winter blow. Museums, trendy or untrendy shops, restaurants, antique malls and galleries await. Autumn wonders beckon. Where will you go this season?

 

All photography credit of Martin Merlino.

Is There A Normal Retirement?


It was the end of 2012 when I first started looking for articles on what retirees did to create a happy retirement.  My queries on the web resulted mostly in articles about retirement timing and finances. There was little to be found about a normal, happy retirement.

Last week one of my readers mentioned, “retirement means different things to different people” (thanks for the idea, Walter). That led to my wondering is there a normal retirement? My current search of the web indicates that most people still plan on their date to retire and their retirement income, but not much else.

Gathering information from you, my readers, I’d say there is no normal retirement. While most people plan on retiring somewhere between ages 65 and 70, what they do after that varies widely. I did an informal survey a few years ago with most of you responding about taking up some type of artistic endeavor — painting, writing, drawing, music, dance, knitting, quilting, acting — there is a wide variety of activities covered under the term art.

I know several people who read, read, read and belong to book clubs. They love literature. One woman belongs to three clubs. She can indulge in her passion for reading stories, then gather with her groups for socializing and stimulating discussion.

Besides volunteering there are many retirees who return to work part-time, whether they need to or not. I know of several people who continue working part-time for the social connections, sense of purpose and challenge that work offers. One woman told me, “My goal is to work until I’m eighty.” Her husband of 56 years does not like her working, but the work gives her such enjoyment, she continues at her job. All of these retirees, in fact, have spouses who did not take up paid work in retirement, opting instead to attend classes, continue hobbies, volunteer and whatever else they want to do.

Some retirees choose to just kick back and let each day unfold itself to them. They reason they worked long hours for decades, had bosses telling them what to do every weekday and maybe beyond, wended their way through office politics and satisfying clients and customers. To them, retirement is a long awaited luxury to just be in their own space and time doing whatever comes along.

Some retirees choose to focus on physical fitness, playing golf or tennis, biking, hiking and swimming. Some take up yoga. I know a ninety-year-old who still golfs twice a week.  His mind is as sharp as his physical fitness.  Staying in good physical shape is important for all of us as we age.  Some retirees choose to make it their focus. What’s good for the heart is good for the brain.

Then there are those retirees like me. I don’t ever want to go back to the old grind, but I also need meaning and purpose in my life like I need air to breath. Doing activities that are fulfilling to me is totally necessary to my happiness. I’m a proponent of finding new meaning and purpose in retirement. Admittedly, what defines new meaning and purpose is obviously different for different people.

I also know people who spend most of their day watching TV. One man has three TV’s going all the time on the same channel, so as he moves from room to room he can continue watching his chosen show. Sitting around on the couch in front of the boob tube all day isn’t a life.

With a possible twenty or thirty years in retirement, you may reinvent yourself as many times as you did during your working years. You may end up doing some or all of the above or any number of other activities. You may be content to just float from day to day for a while, then find yourself needing meaning and purpose. You may not want to return to work even part-time, then find yourself wanting to engage again. Retirement is no different, than any other time in your life. It has twists and turns, ups and downs, opportunity knocking on your door and days of wonderful quiet. Whatever you choose to do in retirement is the norm for you. But, for goodness sake, do something.

What Will You Do In Retirement?

Last week Mike wrote to ask me for a quick answer to the question, “What are you going to do when you retire?” Mike plans to retire in three months. I often receive the related question, “What do you do all day?”. Jan of retirementallychallenged.com (thanks Jan) gave Mike a succinct answer, “Whatever I want.” While it’s true we can do whatever we want in retirement, I think there is more behind the question than mere curiosity.

I know that not everyone reading this blog is a baby boomer, but most asking the questions are baby boomers. We’re a generation that hasn’t thought much about stopping what we’re doing. Many of us are still workaholics. We invented the youth culture — remember ‘don’t trust anyone over 30’? Now 10,000 of us are turning 65 every day of the week.

Boomers have always been the huge train coming down the track. Our numbers caused a boom in the building of hospitals, schools, housing, cars and other stuff. We still want everything on our terms, including retirement. Therein lies the rub. We don’t know what our terms look like. We ask the soon-to-be-retired in the hope of finding answers for ourselves.

Unfortunately, many haven’t saved enough to retire outright and will have to continue working at least part-time. Others have the money, but never developed any hobbies or passions. Their lives revolved around work and family. The go to activities in retirement are travel the world, golf, travel the country in an RV. Those activities do not appeal to everyone. The questioners are wondering what the Mikes of the world are going to do hoping to get some insight into what they will do. There is gobs and gobs of information on financial planning for retirement, but very little on living a retirement life.

The truth is we don’t ever really retire. It is my experience that we save enough money not to have to go to a job to earn a living. However, we still need meaning and purpose in our lives. Our jobs provided much of that along with our social identities and structure. Retirement means we have lots of unstructured time with which to create a new role designed by us for us.

A couple of nights ago Martin and I talked about the question. We are engaged in activities we did not have on our bucket list or story board. Some of the activities we did envision never came to fruition. We don’t care that they didn’t. We wear jeans and t-shirts most days. I kept one dress, one skirt, a couple nice slacks, blouses and jackets. Oh, and two pair of heels. The rest went to charity shops. No more concerns about dry cleaning, polished shoes, polished nails, calendars, to do lists for work and home, juggling appointments, clients, office politics, satisfying the boss and spending weekends running errands. And no rush hour traffic! I let my hair go grey and get it cut every ten weeks instead of cut and color once a month.

To me this is the answer to “What are you going to do when you retire?” :

“I’m going to leave my work role and identity behind. I’m going to explore who I am at my core. I’m on a mission of discovery. I’m going to fail at times, but that’s o.k. I’m also going to succeed. It is both frightening and exhilarating. The possibilities are endless. I’m never going to stop learning. I’m stepping outside my comfort zone. I’m reinventing who I am and may do that every few years.”

And, as Jan says, “Whatever I want.”

It’s Not All Doom and Gloom

Nearly a year ago I wrote this piece. I think it bears repeating as there is much to be grateful for as we age.

There are benefits to aging. It’s not all doom and gloom. Currently, I’m dealing with a situation again that eight years ago made for a lot of angst in my life. Today, the second time around, it’s not exactly ho-hum, but I have the attitude of ‘it is what it is’. I slept through the night, no tossing and turning over possible outcomes. Sitting here this morning, relaxing with my mug of coffee and surrounded by three of my zen masters (read cats), the benefits of aging is what is on my mind. Here are a few of my thoughts:

1. The words “life’s too short” take on real meaning. While I used to mouth those words, my type A personality couldn’t stop thinking about how to mitigate a given situation. With age I’ve come to understand what I can control and what I can’t. I control what I can. The rest I leave fluttering in the wind without worry.

2. I’m grateful for the ability to experience aging. We all had people in our lives who didn’t make it this far. Disease or accident claimed their lives early. My oldest brother was killed in a car accident. He will be forever twenty. Old age is a gift.

3. I care a lot less about what I wear and how I look. Oh, I still take care of myself. But, my wardrobe consists mainly of t-shirts, jeans and comfy shoes or sandals. When I worked, along with business attire, I put on full makeup every day, styled my hair. Now, I throw on some mascara and blush if I’m going out, pull my hair back into a ponytail and off I go. And, I let my hair go grey. Twenty years ago grey hair and wrinkles bothered me — no more. I’m free!

4. Along with the confidence to sport grey hair and wrinkles, aging has brought more confidence in general. I was always a decision maker. No sitting on the fence for me. But, with age I am more confident in my decisions as being the right ones for me. I’m concerned with what my husband thinks and how my decisions affect him. Otherwise, I don’t think about it much. No one knows what’s best for me like me.

5. Speaking of decisions, there are fewer to make. Life is less complicated. I have fewer roles. Other roles have changed. My working self is gone along with concerns about the company, my clients, my employees, my manager, my time, my commitment, my dress and my decisions. While I’m still a mother, my children are adults, on their own. I’m a grandmother who can enjoy my role without most of the demands of parenting.

6. I no longer live for the weekend. Every day is Saturday. My favorite days are Monday through Friday. Those are the days of the week when I like to go places. I don’t have to deal with crowds or rush hour traffic. Rarely do I have to stand in a long line to check out at a store, get a good table at a nice restaurant or see a show. I can sleep late if I feel like it or get up early if I feel like it. I make my schedule based upon my preferences, not someone else’s.

7. I want less stuff. I’ve figured out what’s important in life and it isn’t the accumulation of things. Relationships with my spouse, family and friends are important. Even my pets are more important than any material thing I could acquire. Doing the activities I enjoy is important. Giving of my time and myself to someone else is important.

These are a few of the benefits to aging I thought of. What are the benefits you see in your life?

Spring Has Sprung!

Deciduous magnolia heralds spring

I live in the South. Spring arrived early this year with promises of sunny warm days and blooms galore. Spring is my favorite season as, to me, it heralds new beginnings. Traditionally viewed as a time of rebirth, spring lifts my spirits as trees bud, perennials poke out of the ground and hummingbirds arrive to take up their summer residence and raise another brood.

If you are retired, or not, this is the perfect time to start something new. If a New Year’s resolution didn’t stick, give it a second go round.  Or, choose an adventure, visiting a place you always wanted to see, but never took the time to go there. This may be the season to explore your creative side — yes, you are creative! Take up a new hobby or go to a class such as plein air (French for open air) painting. You’ll get to enjoy learning something new outside in the fresh air and make some new friends.

Speaking of outside, visit your backyard to plant a new tree or bush or flowers or prepare your summer garden. Feed the birds. Winter is not the season when birds are in desperate need of food; it’s spring when all the seed heads have been gobbled up by our winged friends and there’s little natural food available. I delight in watching the cardinals, Carolina wrens and black-capped chickadees flitting around the feed spread on a stone wall behind my house. If you live in an apartment or condo, hike a local trail or visit a neighborhood park or arboretum. Even if your spring is not as warm as mine, after a cold, snowy winter, a fifty degree day can be, well, a breath of fresh air.

Spring is also a time for clearing out the inside of the house, simplifying our surroundings to make room for lazy summer days. This is when I declutter to the nth degree. I don’t have a lot of knick-knacks to begin with but what I do have is further reduced — who wants to spend the summer dusting — not me. This is when heavy blankets and quilts are exchanged for summer weight duvets. Time for a deep cleaning of everything. Last week I went through my closet and clothing I hadn’t worn in the last year was delivered to Goodwill. Ditto for the garage storage closet. Clear the dust and clutter and open the windows on a warm sunny day. You’ll feel better.

Taking this time of rebirth to renew your spirit, your creativity and assess your surroundings will hopefully set the tone for the remainder of your year. Happy spring!

Crabs In A Pot

Crabs in a Pot
Fresh crabs

Growing up on the New Jersey shore, my parents, younger brother and I sometimes went to an inlet to hopefully collect crabs.  An old wooden bulkhead provided a place for the crabs to clutch or, perhaps, be blocked from rolling back out with the tide.  As the tide ebbed, we searched for the crustaceans clinging to the decaying wood. Back home in my parents’ kitchen, my brother and I played with the crabs on the floor as my mother boiled a large pot of water on the stove. Once the water came to a full rolling boil, my Dad put the crabs in the pot. It seems cruel to me now, but as children my brother and I liked to watch the drama of the crabs in the pot. You see, one of the crabs always tried to climb out of the pot while the other crabs pulled it back in until they all boiled together providing quite a show.

It wasn’t until I took the Dynamic Aging Program at Furman University that I heard crabs in a pot used as an analogy to describe people who are aging in the way our society expects us to age. According to the program creator, Dudley Tower, Ph.D, most people today just follow the expected norm, retiring to a life of leisure where they play golf or cards, travel, do a little volunteer work or whatever activity they choose to occupy their time, until they slowly decline mentally and physically, sliding little by little, day by day, inch by inch, toward death.

We expect to take care of ourselves by following a healthy diet, doing some type of exercise but, believing, inevitably, we’ll need assisted living and eventually, maybe, probably nursing home care. Prior to my mother’s death several years ago, she spent the last three months of her life in a nursing home. After visiting her with Martin and our youngest daughter, as we rode the elevator down to the ground floor, I said to my daughter, “If I ever have to be in a facility like this, it is my express wish that you just shoot me.”

As dreary and desperate as that sounds, my view has not changed, especially after Martin’s journey and demise. So, the story of the crabs in a pot resonates with me. But what is the alternative? Is there an alternative? We all know we are all going to die. As my father used to say, “Nobody gets out alive.” Then, of course, he’d chuckle at his little joke. In fact, most of us have probably lived our lives based on societal norms and expectations of how we should behave. We went to school, grew up with little push back, got a job, got married, had kids, bought a house with a mortgage, raised the kids, advanced in the job and finally, here we are, retired. And, now, we are following the normal model of aging, retiring to a life of leisure and slow physical and, maybe, cognitive decline until we have to go to a nursing home. In other words, we are waiting to slowly boil to death like crabs in a pot. Ugh!

Now, for the alternative to what was the normal aging experience for our parents and grandparents. People are living longer with more and more people in developed countries living to be 100. Retiring at 70 years of age could leave you with 30 years until you die. Think about it! If the idea of spending 20 to 30 years playing golf or mahjong or traveling or gardening or whatever and then going to assisted living followed by nursing care, is your idea of a great life, that’s entirely up to you. But, wouldn’t you rather do something more exciting?

I asked myself the question, “What would you do with the last third of your life if you were not afraid?” It is self-imposed limitations that hold us back. Self-imposed limitations are something we attribute to ourselves out of fear of failure, fear of embarrassment, fear of ridicule, fear of whatever we are afraid of. What would you do if society, your friends, your family, your neighbors didn’t expect you to live a life of leisure until your world becomes smaller and smaller and you decline further and further? Would you go back to college, start a new career, open a business, learn a new skill, follow your heart, resurrect a childhood dream?

The last third of life offers a freedom like none we have ever experienced. What others think about what we do with our lives really doesn’t matter. We can let our imaginations soar. We can take some behavioral risk. Our society, however, does not readily support personal development as we age. Someone who is 20 or 30 or 40 or even 50 is expected to continue developing on a personal level. It’s a given, the same as society’s expectation of decline for our aging population.

By the time we hit the big 60, we are expected to slow down. We start hearing the ‘at your age’ mantras. Oh, yes, we hear on occasion about the 79 year old weight lifter with a great set of abs or the 89 year old gymnast still vaulting off equipment like a teenager or the 98 year old publishing a first book. Why aren’t we all striving to do something we always longed to do but never had the time to pursue? Because we believe the aging euphemisms about slowing down, about being too old to do this or that. As children, we all had dreams. We all learned new things every day, day in and day out. Aging dynamically requires more than taking care of our health. It requires that we look inside ourselves and resurrect our thirst for learning, our thirst for living on our personal edge and maybe a dream or two. We really won’t know what we are capable of as we age until we throw out society’s expectation of aging.

Shortly after retiring, it occurred to me that retirement was not all it was cracked up to be. Sure, I enjoyed the honeymoon after leaving work, when everyday seemed like an extended vacation. It didn’t take long, however, for disillusionment to set in. I missed the challenge and excitement and camaraderie that work provided. Yet, I didn’t want to go back to work, at least not the traditional work place.

Instead, I resurrected a dream and have been pursuing it ever since. My dream was to be a writer. Long, long ago life got in the way. Having to support a family and taking a different career path, I gave up my dream. Shortly, after retiring, with the power of the internet, I started my own blog. I became a writer. Recently, I started taking courses in writing to sharpen my skills. I decided to seriously pursue writing as a craft. And, now I’m writing my memoirs along with some short stories. I may or may not find a publisher. I may have to self-publish. It doesn’t matter. What matters are the possibilities I am creating for myself.

 
I am feeling more alive and excited about the future than I have in years. I’m more mindful of what I am doing with my life. I have a vision of how I want the rest of my life to play out. I am aging dynamically. And, that is the alternative. We can meet society’s expectation of how we will age or we can chart a new course, throwing away previous models and maps. How about it? Are you going to be a crab in a pot? Or, will you be the one who scrambles over the side to freedom? Come on…dream a little dream or two.

A Daily Life

 

This post originally appeared June 26, 2013.  It has been updated.  One of the surprises of going back and reading posts from a few years ago is how much my writing has improved!  The more we do something, the better we become at doing it.

 

Up until recently, I had a blogging routine. I wrote my weekly post on Friday. On Saturday morning I got up, edited the article, then posted it. That routine was broken when I decided to write a book. Writing a larger piece required a new routine. Routines are important, even in retirement. Routines add structure to our lives and it is structure which makes it possible to meet challenges, accomplish whatever we set out to do and makes the special moments special.

 
After years of getting up at the same time, getting ready for work in much the same way and having to be at your desk, office, station, work site at a specific time every day, suddenly all of that comes to a screeching halt. With retirement, you can sleep in everyday if you want. You can get up and throw on a pair of jeans and a t-shirt or hang out in your pajamas until noon or all day. You have no place to go unless you manufacture a place to go. You have nothing to do unless you create something to do.

Part of challenge in retirement is how will you create structure. Why? Do you really want to spend the next thirty years of your life sleeping in and sitting around the house in your pj’s doing nothing more than watching the tube, surfing the net and leafing through magazines?

After placing in the state time trials, the question Martin has been asked most often is, “So, what will you do now?” It’s also similar to an often asked question since we retired, “What do you do all day?” And, therein lies the rub. After 40 years or more of someone telling you what to do all day, there is suddenly no boss.

There are no corporate directives. There are no promotions to a higher level. There are no new products to roll out. There are no employees bringing you problems to solve. There is no job description. There is no company policy manual. There are no rules. In retirement it is up to you to determine your fate. That, folks is the number one challenge of being a person of independent means.

Martin has already decided he won’t be competing in the national time trials. He’ll continue to ride for exercise and his own enjoyment. He’s already exploring taking a college course or two in photography and/or painting with acrylics. We can always find something new to challenge our brains and satisfy our creative vision. But, understand this. Determining your fate isn’t one big round of finding something creative or challenging to fill your days. Your days also need some of the usual — the everyday. The often times mundane. Because one of the things which has also vaporized with your work life is structure. Maybe not entirely, but a significant amount of your routine is gone.

When working, long weekends and vacation days become moments when we do something special in between the structure of work. Structure is the juxtaposition to the excitement of say racing in the state time trials or running a marathon. To be sure, there’s the structure offered by laundry, grocery shopping, house maintenance and family obligations. The latter remains even in retirement. Although for us, shopping and errand running on the weekends and evenings is replaced with doing those chores early morning weekdays when the stores are close to empty. Now we do laundry whenever the hamper is full. House cleaning is whenever we feel like it or, to motivate ourselves, we invite someone for a visit or dinner.

After years of dinner sometime between 6:30 and 7:30, in our new life, we enjoy starting dinner early and eating around 5:30. Structure. Thanks to a little diluted orange cat named Carmen, Martin still gets up in the morning around 5:30 to 6 a.m. Carmie doesn’t care that Daddy doesn’t go to work anymore. She sticks to the routine she was raised with, meowing at the bedroom door in anticipation of Martin rising and giving early morning pets and breakfast.

I sleep in until Martin brings me a latte bedside around 7 a.m. That’s right, he makes me a latte every morning…structure!

Even our choice to age in place on our six acres provides routine, albeit different routines during the different seasons. With an overgrown woods looking like something the Prince had to hack through to reach Sleeping Beauty in the castle, winter’s routine is bushwhacking. Summer mornings are spent picking berries and vegetables, deadheading flower beds and doing chores in the garden. Then, there’s house maintenance like cleaning gutters, painting the trim, fixing a leaking toilet and all the other things you now have time to do yourself instead of paying someone else to do it for you.

No matter what you plan for retirement, skydiving, bungee jumping, spending a year in an RV traveling the country, going to Europe or Hawaii, sailing the seven seas, no matter what you plan for excitement or challenge, in order to make it truly exciting, you’ll need a daily life of the usual. You will need structure and routine. And, even if you have a book to write, you can take off spur-of-the-moment to parts known or unknown.

Back To School

OLLI Fall Term

OLLI Fall Term

This is the time of year when kids start back to school. Parents are shopping for supplies, new clothes and looking at schedules as they prepare their children for another school term. The scent of fall coupled with the excitement of a new beginning is in the air. When I honed my wish list for retirement activities, this yearly ritual of returning to academia never crossed my mind. Oh, I engaged in the idea of taking a painting class or two. However, the thought of preparing for an entire academic year on a college campus was not even on my radar.

Yet, here I am feeling the kind of excitement I felt as a kid as I prepare for my third year at Osher Lifelong Learning Institute (OLLI) (http://www.osherfoundation.org/index.php?olli_list) at Furman University. Registration began last week. Catalogs appeared online and in mailboxes in the weeks before that, making me ditzy with anticipation. As I leafed through the catalog, marking off what interested me, I wondered all over again at the breadth and depth of the offerings — about one hundred courses for fall term alone. During the past two years I’ve enjoyed classes in various arts, writing, religion, aging well, gardening, history and there is more, so much more.

Every state in the US has at least one OLLI. In other countries, look for University of the Third Age (U3A) (http://www.u3a.org.uk). In the event you don’t find one near you, check out your local colleges for adult learning opportunities and/or talk to the leaders about starting a program geared toward retired and semi-retired people. There is much to be gained by participating in college life.

For example, a group of students from my last writing course are continuing to meet informally in a conference room on campus. We write, meet, read our stories out loud to each other and offer gentle critiques. Much of what is written is memoir requiring a certain amount of trust among the group. As a result we have connected on a level beyond the casual acquaintances of a classroom environment. Our camaraderie is solidified in the care of each others memories.

Other friends in my circle outside of OLLI have joined me (and Martin) on campus. We’ve taken classes together or gone our separate ways coming together after class at the campus cafeteria. Often we’re joined by other OLLI students, widening our circle, engagement with others and topics of conversation. And, the cafeteria food is as diverse as the topics. From huge steel cooking drums serving up Indian, Mexican or Chinese dishes to salad and soup bar to pizza, salmon or baked chicken, the fare is everything and anything you could want. Freshly flavored waters like pineapple-sage are there for the water-holics like myself and the array of desserts are tempting. For $5 we can enjoy an amazing meal, sitting there for as long as we want, among the buzzing hive of late-teens and twenty somethings. It’s energizing.

Access to the university library opens up another vista with books, magazines, newspapers and dvd’s for borrowing or sitting in a comfortable chair and enjoying on campus. Don’t have a computer? Need wi-fi for your laptop or smartphone? You can get it here. Do you have an interest in history? The archives are substantial. Art? The art library is stunning. Want the latest fiction or non-fiction book? It just came in and is waiting for you on shelves displaying the latest additions to the library. Additionally, tickets to cultural events on campus are discounted and sometime even free to OLLI members — lectures, plays and concerts for your enjoyment.

Every college or university has its own price list for all of this. At Furman my cost for this year’s membership is $50. Friday Bonus Events offered by OLLI are free, although art classes or tours requiring transportation will have an added fee. There are also free Tuesday Lunch and Learns where you bring your lunch to eat while listening to a lecture on various issues. Then, there are Special Interest Groups (SIG) — knitting, book clubs, photography, travel, wood carving, bridge, chess, man jongg and even an Out and About Singles SIG and more. Courses paid for individually are $55, but the cost can be reduced by purchasing a package of courses at the beginning of the year. The cost of a six course package to be used over three terms is $240; nine course package $315; and a fifteen course package $375. One final note — although there are four employees, most of this is run by OLLI member volunteers and with 2,000 members last year, there is plenty of opportunity to volunteer.

As mentioned, courses are varied and fun. There are no grades! In order to get the most out of a course, it’s a good idea to do the reading and assignments, if there are any. However, it is not required. Classes at Furman OLLI start on September 12. A back to campus reception and new member orientation is September 8. And, like a kid again, I’m filled with anticipation.

If you are running out of steam after retiring, feeling at loose ends, want to feel energized, want to try something new, want to keep learning or want to make more friends, find a college campus!